Checking Accounts

Free Checking

Open a free checking account with a minimum balance of $25.00. No minimum balance after opening the account, no monthly service charge fee and you have unlimited check writing privileges.

Now Account

Watch your money grow and open an interest bearing checking account with a minimum balance of $1,000.00.  A service charge of $5.00 will be imposed every statement cycle if the balance falls below $1,000.00 any day of the cycle and no interest will be paid.   (This account is not available for corporations because of government regulations)

Money Market Deposit

Your money will grow fast by opening an interest bearing checking account with minimum balance of $1,500.00.  Convenient tiered rates for you automatically earn more as your balance grows.  A service charge of $5.00 will be imposed every statement cycle if your balance falls below $1,500.00 any day of the cycle and Now Account rates will be paid.  If your balance falls below $1,000.00 no interest will be paid.  The account is limited to six transfers per statement cycle with no more than three by check. 

BanClub Checking

Available on all checking accounts

Open a Banclub Checking account with a minimum of $25.00.  A fee of $6.00 will be charged each statement cycle for this account.  (or $8.00 for Banclub Plus)   Services included with this account:

  • $10,000.00 Accidental Death Life Insurance ($20,000.00 for Banclub Plus)
  • Free checks (2 boxes or 400 checks) Selection of 9 styles
  • Free Notary Service
  • Free Cashier’s Checks (limit of 3 per month)
  • Free Money Orders (limit of 3 per month)
  • Free Copies (limit of 3 per month)
  • Free Faxes (limit of 3 per month)
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